Boat Financing in Springfield, MO
Competitive rates and flexible terms through our lending partners. Get pre-approved online in minutes and shop with your payment in mind.
Why Finance With Us
Financing Made Simple
Our finance team works with marine lenders to find a rate and term that fits your budget — all in one place, alongside your boat purchase.
Competitive Rates
Access competitive rates through our lending partners, including Aqua Finance — with rates as low as 3.99% on Malibu and Axis boats.*
Flexible Terms
Choose a term length and down payment that fit your budget, with options for new and pre-owned boats.
Fast Pre-Approval
Apply online in minutes and know your budget before you shop, demo or make an offer.
Payment Calculator
Estimate Your Payment
Adjust the price, down payment, term and rate to see an estimated monthly payment.
Estimate only. Rates and terms are subject to credit approval and may vary.
How It Works
From Application to the Lake
- 01
Apply Online
Complete the short pre-approval form below — it only takes a few minutes.
- 02
Review Your Options
Our finance team shops lenders and walks you through rates, terms and payments.
- 03
Choose Your Boat
Shop, demo and pick your boat knowing exactly what fits your budget.
- 04
Sign & Ride
We finalize paperwork in-house, then get you rigged, oriented and on the water.
Get Pre-Approved
Start Your Application
Tell us a little about yourself and the boat you're shopping for. Our finance team will follow up to complete your secure credit application.
Your information is sent securely. Submitting this form does not affect your credit score. [Confirm with lender.]
Questions? Call our finance team at 417.882.8480.
Our Lending Partners
Financing Through Aqua Finance
Featured Lending Partner
Rates as Low as 3.99% on Malibu & Axis*
We partner with Aqua Finance to offer competitive financing on new Malibu and Axis boats. Our finance team also works with several other marine lenders to find the right rate and term for you.
*Subject to credit qualification and current program terms. Available on Malibu and Axis boats only.
FAQ
Boat Financing Questions
Does The Ski Shack offer boat financing?
Yes. We work with marine lenders to offer financing on new and pre-owned boats. You can start a pre-approval online or call our team at 417.882.8480.
How long can I finance a boat?
Boat loan terms often range from 10 to 20 years depending on the loan amount, the boat’s age and lender approval. Our finance team will review the options available to you.
How much do I need for a down payment?
Many marine lenders look for 10–20% down, but requirements vary by lender, credit profile and boat. A trade-in can count toward your down payment.
Can I finance a pre-owned boat?
Yes. Financing is available on many pre-owned boats. Terms may differ based on the boat’s age and value.
Can I use my trade-in toward my down payment?
Yes. Your trade-in value can be applied to your purchase to lower the amount you finance.
Will applying affect my credit score?
The pre-approval form starts the conversation with our team. Ask our finance team how and when a credit inquiry is made. [Confirm with lender.]
Know Your Budget? Find Your Boat.
Shop new and pre-owned boats or book an on-water demo.